:root{--navy:#071426;--navy2:#0d223a;--ink:#0b1729;--muted:#5c6c80;--line:#dce5ef;--soft:#f4f7fb;--blue:#2563eb;--orange:#f97316;--green:#16a34a;--purple:#7c3aed;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:Inter,"Plus Jakarta Sans",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit}img{display:block;max-width:100%}.wrap{width:min(var(--max),calc(100% - 36px));margin:auto}.topbar{background:var(--navy);color:#fff;border-bottom:1px solid rgba(255,255,255,.1)}.topbar .wrap{min-height:78px;display:flex;align-items:center;gap:22px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:950}.brand img{width:48px;height:48px}.brand em{color:var(--orange);font-style:normal}.nav{display:flex;align-items:center;gap:18px;margin-left:auto}.nav a{color:#cbd6e5;text-decoration:none;font-size:13px;font-weight:800}.nav a:hover{color:#fff}.nav .cta{padding:10px 14px;border-radius:11px;background:#fff;color:var(--navy)}.hero{position:relative;overflow:hidden;padding:76px 0 70px;background:linear-gradient(180deg,#f5f9ff,#fff)}.hero:after{content:"";position:absolute;right:-150px;top:-240px;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(37,99,235,.15),transparent 68%)}.crumb{position:relative;z-index:1;color:#64748b;font-size:12px}.crumb a{color:var(--blue);text-decoration:none}.eyebrow{position:relative;z-index:1;display:inline-flex;margin-top:26px;color:var(--blue);font-size:11px;font-weight:950;letter-spacing:.1em;text-transform:uppercase}.hero h1{position:relative;z-index:1;max-width:850px;margin:12px 0 18px;font-size:clamp(42px,6vw,72px);line-height:.98;letter-spacing:-.055em}.hero p{position:relative;z-index:1;max-width:760px;margin:0;color:var(--muted);font-size:19px}.actions{position:relative;z-index:1;display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-flex;min-height:48px;align-items:center;justify-content:center;padding:0 18px;border:1px solid var(--line);border-radius:12px;background:#fff;text-decoration:none;font-weight:900}.btn.primary{border-color:var(--blue);background:var(--blue);color:#fff}.trustline{border-block:1px solid var(--line)}.trustline .wrap{display:grid;grid-template-columns:repeat(4,1fr)}.trustline span{padding:17px;border-right:1px solid var(--line);color:#4c5d72;font-size:12px;font-weight:800}.trustline span:last-child{border-right:0}.section{padding:72px 0}.section.soft{background:var(--soft)}.section.dark{background:var(--navy);color:#fff}.section h2{max-width:850px;margin:0 0 16px;font-size:clamp(30px,4.2vw,50px);line-height:1.05;letter-spacing:-.04em}.lead{max-width:780px;color:var(--muted);font-size:17px}.dark .lead{color:#aebed1}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:30px}.card{padding:22px;border:1px solid var(--line);border-radius:18px;background:#fff}.card b{display:grid;place-items:center;width:38px;height:38px;border-radius:11px;background:#e9f1ff;color:var(--blue)}.card h3{margin:14px 0 8px;font-size:18px}.card p{margin:0;color:var(--muted);font-size:14px}.checklist{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:26px}.checklist div{padding:14px 16px;border:1px solid rgba(255,255,255,.13);border-radius:13px;background:rgba(255,255,255,.055);color:#d2deeb;font-size:14px}.checklist div:before{content:"✓";margin-right:9px;color:#67e8f9;font-weight:950}.process{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:30px}.process article{position:relative;padding:20px;border:1px solid var(--line);border-radius:16px;background:#fff}.process small{color:var(--blue);font-weight:950}.process strong{display:block;margin-top:7px}.process p{margin:6px 0 0;color:var(--muted);font-size:13px}.callout{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;padding:28px;border-radius:20px;background:linear-gradient(135deg,#0b2038,#14365a);color:#fff}.callout h2{margin:0;font-size:30px}.callout p{margin:6px 0 0;color:#b9c8d9}.article-list{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:28px}.article-card{display:flex;flex-direction:column;padding:24px;border:1px solid var(--line);border-radius:18px;background:#fff;text-decoration:none}.article-card small{color:var(--blue);font-weight:900}.article-card h2{margin:10px 0;font-size:25px}.article-card p{color:var(--muted)}.article-card span{margin-top:auto;color:var(--blue);font-size:13px;font-weight:900}.article{width:min(820px,calc(100% - 36px));margin:0 auto;padding:64px 0}.article h1{margin:14px 0 18px;font-size:clamp(38px,5.5vw,62px);line-height:1.02;letter-spacing:-.05em}.article h2{margin:42px 0 12px;font-size:29px;line-height:1.15}.article h3{margin:28px 0 8px}.article p,.article li{color:#435269;font-size:17px}.article li+li{margin-top:8px}.article .meta{color:#75859a;font-size:13px}.article .note{margin:28px 0;padding:18px;border-left:4px solid var(--blue);border-radius:0 13px 13px 0;background:#eef4ff}.article .note p{margin:0;font-size:15px}.footer{padding:32px 0;background:#050e1b;color:#91a4bc}.footer .wrap{display:flex;justify-content:space-between;gap:24px;align-items:center}.footer a{color:#cbd6e5;text-decoration:none;font-size:13px}.footer-links{display:flex;gap:16px;flex-wrap:wrap}.legal{font-size:11px;color:#71859d}.table-wrap{overflow:auto;margin-top:24px}.comparison{width:100%;border-collapse:collapse;background:#fff}.comparison th,.comparison td{padding:13px;border:1px solid var(--line);text-align:left;font-size:13px}.comparison th{background:#eef4ff}
@media(max-width:820px){.nav a:not(.cta){display:none}.trustline .wrap,.grid,.process,.article-list,.checklist{grid-template-columns:1fr 1fr}.callout{grid-template-columns:1fr}.footer .wrap{align-items:flex-start;flex-direction:column}}
@media(max-width:620px){.hero{padding:56px 0}.hero h1{font-size:42px}.trustline .wrap,.grid,.process,.article-list,.checklist{grid-template-columns:1fr}.trustline span{border-right:0;border-bottom:1px solid var(--line)}.trustline span:last-child{border-bottom:0}.article{padding-top:45px}}
.article-body{width:min(820px,calc(100% - 36px));margin:0 auto}.article-body h2{margin:42px 0 12px;font-size:29px;line-height:1.15}.article-body h3{margin:28px 0 8px}.article-body p,.article-body li{color:#435269;font-size:17px}.article-body li+li{margin-top:8px}.article-body .note{margin:28px 0;padding:18px;border-left:4px solid var(--blue);border-radius:0 13px 13px 0;background:#eef4ff;color:#263b54;font-size:15px}@media(max-width:620px){.article-body h2{font-size:25px}.article-body p,.article-body li{font-size:16px}}